The cryptocurrency market is known for its volatility, yet Ripple (XRP) has maintained a relatively stable price compared to many other digital assets. With growing optimism about its future, more investors are considering adding XRP to their portfolios. But questions remain:
👉 Discover how XRP’s latest developments could impact your investment strategy.
- Is it true that XRP could surge to 1 million yen if Ripple wins its legal battle with the SEC?
- What exactly is Ripple, and how does it work?
- How can you buy XRP securely?
Let’s address these concerns directly. While the idea of XRP reaching 1 million yen per coin is highly unrealistic, significant price growth remains a strong possibility, especially depending on legal outcomes and long-term adoption.
This article explores Ripple’s core features, recent legal developments, future price drivers, and practical steps to purchase XRP—offering essential insights for both current holders and new investors.
Ripple vs. SEC: A Landmark Legal Battle Concludes in 2025
On March 19, 2025, after nearly four years of litigation, Ripple Labs reached a settlement with the U.S. Securities and Exchange Commission (SEC). This marked a pivotal moment not just for Ripple, but for the broader crypto industry.
The court upheld its earlier ruling that XRP sold through public cryptocurrency exchanges does not qualify as a security. However, Ripple acknowledged that private sales to institutional investors violated securities laws, resulting in a $50 million penalty.
Notably, this amount was significantly lower than the SEC’s initial demands—first $2 billion, later reduced to $125 million. The final settlement represents a substantial victory for Ripple, validating its argument that XRP is not inherently a security.
Ripple CEO Brad Garlinghouse hailed the resolution as a “defining win” for both the company and the crypto ecosystem:
"This is it – the moment we’ve been waiting for. The SEC will drop its appeal – a resounding victory for Ripple, for crypto, every way you look at it."
Following the announcement, XRP’s price surged over 10% within 24 hours. As of June 2025, while Bitcoin has rebounded toward $100,000, broader market conditions remain cautious. With its legal overhang lifted, XRP is now poised to play a key role in the next altcoin cycle.
What Is Ripple (XRP)? 4 Key Features Explained
Understanding XRP begins with recognizing its unique purpose and infrastructure. Unlike many cryptocurrencies designed primarily as speculative assets, Ripple was built to solve real-world financial challenges.
1. A Major Cryptocurrency by Market Cap
Launched in 2012 by Ripple Labs Inc., XRP was designed as a digital asset to facilitate fast and low-cost international payments. As of June 2025, it ranks fourth by market capitalization—behind Bitcoin, Ethereum, and Tether—reflecting its widespread recognition and adoption.
Its strong market position makes it a preferred choice among institutional and retail investors alike.
2. Adopted by Banks Worldwide
One of Ripple’s standout advantages is its integration into traditional finance. Over 38 of the world’s top 100 banks by asset size use Ripple’s technology for cross-border transactions. In Japan, major institutions like MUFG, Mizuho, and SMBC have adopted its solutions.
This institutional trust stems from Ripple’s ability to streamline global payments—making it far more than just another digital coin.
3. Lightning-Fast Transaction Speeds
Speed is where XRP truly shines. According to Ripple’s official data:
- Bitcoin transactions take about 45 minutes to confirm
- XRP transactions settle in just 3.3 seconds
For businesses and financial institutions where timing is critical, this difference is transformative. Instant settlement reduces counterparty risk and improves cash flow efficiency.
4. Extremely Low Transaction Fees
Cost-effectiveness further strengthens XRP’s appeal:
- Sending Bitcoin costs around $1.88 (~ÂĄ300)
- Sending XRP costs only $0.0004 (~ÂĄ0.06)
This near-negligible fee structure makes XRP ideal for micropayments and high-volume international transfers.
👉 See how low-cost transactions like these are shaping the future of global finance.
Ripple vs. Bitcoin: Different Goals, Different Designs
While both are cryptocurrencies, Ripple and Bitcoin serve fundamentally different purposes:
- Bitcoin was created as a decentralized store of value—a digital alternative to gold.
- Ripple (XRP) was engineered as a utility token to modernize cross-border payments.
Bitcoin prioritizes decentralization and security; Ripple focuses on scalability and interoperability with existing banking systems.
This distinction explains why Ripple operates on a permissioned network (with validators selected by Ripple), while Bitcoin relies on open mining.
Can XRP Reach 1 Million Yen? 4 Factors Driving Future Growth
Despite viral rumors, **XRP reaching 1 million yen (~$6,700) per token is extremely unlikely**. At current prices around ¥300 ($2), that would require a 3,333x increase—far beyond even the most optimistic projections.
However, substantial appreciation is plausible. Here are four key factors supporting future growth:
1. Partial Victory in SEC Lawsuit
The most significant catalyst has been Ripple’s partial legal win. The court’s determination that XRP is not a security when sold publicly removed major regulatory uncertainty.
After the July 2023 ruling, XRP’s price spiked sharply and has remained elevated since. Although the SEC sought a rehearing in August 2023, market confidence appears resilient.
Still, investors should monitor any future legal developments—especially if new rulings could reverse prior decisions.
2. Potential IPO of Ripple Labs
Ripple Labs has not yet gone public, but speculation about a future Nasdaq listing persists. An IPO could bring greater transparency, institutional investment, and increased demand for XRP.
While no official timeline exists, a public listing would likely boost market sentiment and drive further adoption.
3. Growing Use in Global Payments
Ripple continues expanding its network of financial partners worldwide. Projects like its remittance corridor to the Philippines demonstrate real-world utility.
As more banks and payment providers integrate RippleNet, demand for XRP as a bridge currency may rise—especially in emerging markets with high remittance volumes.
4. Fixed Supply Creates Scarcity
XRP has a maximum supply of 100 billion tokens, all pre-mined at launch. Ripple has committed to no additional issuance, ensuring scarcity over time.
With increasing usage and a capped supply, basic economic principles suggest upward price pressure—if demand continues to grow.
Price Prediction: Where Could XRP Be by 2032?
According to analysis from Changelly, XRP could average **$22.80 by 2032**—nearly **30 times higher** than its ~$0.74 price in 2023.
If realized, this would place XRP well above ¥1,000 per token under current exchange rates. While long-term forecasts are inherently uncertain, they reflect growing confidence in Ripple’s technology and adoption trajectory.
How to Buy Ripple (XRP) – A Simple Guide
Purchasing XRP involves four straightforward steps:
- Open an account with a licensed cryptocurrency exchange
- Deposit funds in your local currency
- Monitor price charts before buying
- Purchase XRP directly
Popular platforms like Coincheck offer user-friendly interfaces and strong regulatory compliance—ideal for beginners.
Always verify exchange licenses and security measures before depositing funds.
👉 Start your journey with a trusted platform that supports seamless XRP trading.
Frequently Asked Questions (FAQ)
Q: Did Google stop investing in Ripple?
A: No official announcement confirms this. However, it's important to note that Google Ventures, not Google directly, participated in early funding rounds. As a subsidiary with close ties to Google, this still signals strong industry confidence.
Q: Is it possible for XRP to reach 1,000 yen?
A: Yes—it's plausible. Changelly’s forecast suggests XRP could hit $7.65 by 2029. At current exchange rates, that exceeds ¥1,100 per token.
Q: How long should I hold XRP?
A: Most analysts recommend holding through at least 2032, when major price increases are projected. However, continue monitoring legal developments and market trends for exit signals.
Q: Could XRP crash again?
A: All investments carry risk. While the SEC case has largely concluded, unexpected regulatory changes or macroeconomic shifts could impact prices.
Q: Does Ripple have real-world use cases?
A: Absolutely. RippleNet powers cross-border payments for banks and fintech firms globally—providing faster settlement and lower costs than traditional SWIFT transfers.
Final Thoughts
Ripple (XRP) stands out in the crypto space—not because of hype, but because of real-world utility. With fast transaction speeds, minimal fees, strong banking partnerships, and a favorable legal outcome in 2025, its future looks brighter than ever.
While reaching 1 million yen per coin isn’t realistic, double-digit dollar valuations by 2032 are within reach based on current adoption trends.
For investors seeking exposure to blockchain technology with tangible use cases, XRP remains one of the most compelling options in the market today.
Stay informed, track regulatory news, and consider positioning yourself early in this evolving financial revolution.