The world of digital finance continues to evolve, and understanding cryptocurrency exchange rates is essential for investors, traders, and everyday users. Among the most widely discussed digital assets is XRP (Ripple), a blockchain-based payment protocol known for its fast transaction speeds and low fees. For users in China or those dealing with Chinese Yuan (CNY), tracking the XRP to CNY exchange rate is crucial for making informed financial decisions.
As of July 4, 2025, at 11:20 UTC, 1 XRP equals 16.027 CNY. This real-time conversion reflects the current market valuation and provides a reliable benchmark for trading, investing, or cross-border transactions involving XRP and CNY.
Real-Time XRP to CNY Converter
At this moment, the latest exchange rate stands as follows:
- 1 XRP = 16.027 CNY
- 1 CNY = 0.06239 XRP
This data is updated in real time and sourced from trusted financial platforms that aggregate information from major exchanges and liquidity providers. Whether you're converting small amounts for daily use or large holdings for investment purposes, having access to accurate, up-to-the-minute pricing ensures transparency and confidence in your transactions.
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XRP to CNY Exchange Rate Trends (2024–2025)
The exchange rate between XRP and CNY has shown significant volatility over the past year, reflecting broader market sentiment, regulatory developments, and macroeconomic factors affecting both traditional and digital currencies.
From July 4, 2024, to July 3, 2025, the average exchange rate was 11.965 CNY per XRP. However, during this period, the value of XRP experienced dramatic swings:
- Highest rate: On January 17, 2025, XRP reached an all-time high against CNY at 24.122 CNY per XRP.
- Lowest rate: Also on January 17, 2025 (same day due to intraday volatility), the price dipped to a low of 3.1175 CNY per XRP, highlighting extreme market fluctuations.
Despite these swings, the overall trend shows that XRP/CNY increased by +396.12% year-over-year. This indicates a strong upward movement in the value of Ripple relative to the Chinese Yuan, suggesting growing investor interest and potential adoption momentum.
Recent Volatility (Last 30 & 90 Days)
Looking at shorter timeframes provides insight into current market stability:
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| Last 30 Days | ¥16.6976 | ¥15.0395 | ¥15.7808 | +3.32% |
| Last 90 Days | ¥18.6191 | ¥13.1453 | ¥15.9892 | +4.46% |
In the past month alone, XRP has maintained relative stability around the 16 CNY mark, though it previously peaked near 18.6 CNY before correcting. The 90-day data reveals higher volatility, with a price swing of over 5 CNY — a sign of active trading and sentiment shifts.
XRP to CNY Conversion Table
For quick reference, here's a comprehensive conversion table showing how much various amounts of XRP are worth in Chinese Yuan:
XRP → CNY
- 1 XRP = 16.027 CNY
- 5 XRP = 80.137 CNY
- 10 XRP = 160.27 CNY
- 50 XRP = 801.37 CNY
- 100 XRP = 1,602.74 CNY
- 500 XRP = 8,013.72 CNY
- 1,000 XRP = 16,027 CNY
- 25,000 XRP = 400,686 CNY
- 100,000 XRP = 1,602,744 CNY
CNY → XRP
- 100 CNY = 6.2393 XRP
- 1,000 CNY = 62.393 XRP
- 5,000 CNY = 311.97 XRP
- 50,000 CNY = 3,119.65 XRP
- 1,000,000 CNY = 62,393 XRP
These values help users estimate returns, calculate portfolio value, or plan transfers without needing manual calculations each time.
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Frequently Asked Questions (FAQ)
What is the current XRP to CNY exchange rate?
As of July 4, 2025, at 11:20 UTC, 1 XRP is equal to 16.027 Chinese Yuan (CNY). This rate fluctuates based on market demand, supply, and global trading activity.
How much is 100 XRP in Chinese Yuan?
At the current rate, 100 XRP equals 1,602.74 CNY. This makes it easier for investors holding medium-sized portfolios to assess their asset value in fiat terms.
Has XRP increased in value against CNY over the past year?
Yes. Despite short-term dips, XRP has appreciated by +396.12% against the Chinese Yuan over the last year. This substantial growth reflects increased market confidence and broader acceptance of Ripple’s technology.
When was the highest XRP to CNY exchange rate recorded?
The highest rate in the past year occurred on January 17, 2025, when 1 XRP reached 24.122 CNY. This peak coincided with positive regulatory news and increased institutional trading volume.
Is now a good time to convert XRP to CNY?
Market timing depends on individual goals and risk tolerance. Historically, periods of high liquidity — such as between GMT 3:00 PM to 4:00 PM — often provide tighter spreads and better execution prices. Converting earlier in the week may also avoid weekend settlement delays.
Why trust cryptocurrency exchange rate data?
Reliable platforms use aggregated data from hundreds of exchanges and financial institutions. Advanced algorithms process millions of data points per second to deliver accurate, real-time pricing trusted by millions globally — including coverage in top-tier publications like Investopedia, Business Insider, and CoinDesk.
Key Factors Influencing XRP Value Against CNY
Several elements contribute to the fluctuation of XRP to CNY rates:
- Regulatory developments: Legal clarity or restrictions in major markets impact investor sentiment.
- Adoption by financial institutions: Ripple’s partnerships with banks enhance utility and demand.
- Market liquidity: Higher trading volumes typically reduce slippage and improve price stability.
- Macroeconomic conditions: Inflation, interest rates, and currency strength in China affect cross-border digital asset flows.
Understanding these drivers helps users anticipate potential price movements and make strategic decisions.
👉 Stay ahead with real-time analytics and predictive insights on major crypto-fiat pairs like XRP/CNY.
Final Thoughts
Tracking the XRP to Chinese Yuan exchange rate is more than just checking a number — it's about understanding trends, volatility patterns, and market dynamics that influence digital asset values. With a year-over-year increase of nearly 400%, Ripple has demonstrated resilience and growth potential despite market cycles.
Whether you're converting for investment purposes, international payments, or portfolio tracking, using accurate and timely data ensures better outcomes. As blockchain technology continues to integrate into global finance, staying informed about key crypto-fiat pairs like XRP/CNY will remain essential.
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