Blockchain technology has revolutionized the way we transfer value, making cross-exchange cryptocurrency transactions faster, cheaper, and more efficient. One of the most practical skills in the crypto space is understanding how to move stablecoins like USDT between exchanges using the right network protocol. In this guide, we’ll walk through a real-world example of transferring USDT from Huobi (now HTX) to Binance using the TRC20 network — a cost-effective and fast method that’s ideal for everyday users.
Whether you're a beginner learning your first blockchain transaction or an experienced trader optimizing fees, this step-by-step walkthrough will help you understand not only how to do it, but also why choosing the correct protocol matters.
👉 Discover how to move your crypto efficiently with low fees today
Understanding Blockchain Network Protocols for USDT
Before initiating any transfer, it’s crucial to understand that USDT (Tether) exists on multiple blockchain networks**. Each network has different transaction speeds, fees, and compatibility across exchanges.
The main USDT protocols include:
- OMNI: Built on Bitcoin’s blockchain; oldest but slowest and most expensive.
- ERC20: Runs on Ethereum; widely supported but high gas fees during peak times.
- TRC20: Operates on TRON network; low fees (~$1) and fast confirmations.
- BEP2 / BEP20: Native to Binance Chain and Binance Smart Chain; optimized for Binance users.
- HECO: Huobi Eco Chain; low cost but limited external support.
Choosing the wrong network can result in lost funds or failed transactions. Always verify which networks your receiving exchange supports.
Step-by-Step: Transfer USDT from Huobi to Binance via TRC20
Let’s go through the full process of moving USDT from Huobi to Binance using the TRC20 network — one of the most efficient methods available.
Step 1: Initiate Withdrawal on Huobi
- Log in to your Huobi (HTX) account.
- Navigate to Assets > Spot Account.
- Locate USDT in your holdings and click Withdraw.
You'll see several available withdrawal networks:
- ERC20 – ~10 USDT fee
- TRC20 – ~1 USDT fee
- HECO – ~0.077 USDT fee
- OMNI – ~28 USDT fee
While HECO offers the lowest fee, Binance does not accept HECO deposits for USDT, so it's incompatible. ERC20 and OMNI are costly. The best balance of speed, cost, and compatibility is TRC20.
Select TRC20 as your withdrawal network.
Step 2: Get Your Binance Deposit Address
- Open your Binance account.
- Go to Wallet > Deposit.
- Search for USDT and select it.
- Choose TRC20 as the network (critical!).
- Copy the generated deposit address.
🔍 Always double-check that both the sending and receiving sides use the same network (TRC20). Sending via ERC20 to a TRC20 address may result in permanent loss.
Step 3: Complete the Transfer
Back on Huobi:
- Paste the Binance TRC20 deposit address into the withdrawal field.
- Enter the amount of USDT to send (e.g., 10 USDT).
- Review the 1 USDT withdrawal fee.
- Confirm the estimated received amount: 9 USDT.
Click Withdraw, then verify:
- Address accuracy
- Correct network (TRC20)
- Amount and fee
After confirming, authenticate with your security methods (SMS, Google Authenticator, email code).
You’ll see a confirmation: “Withdrawal Request Submitted.”
Step 4: Monitor Transaction Status
TRC20 transactions typically confirm within under a minute. Return to Binance’s wallet dashboard and refresh. You should see 9 USDT credited almost instantly.
No manual confirmation needed — the blockchain handles everything automatically once validated.
👉 Learn how fast blockchain transfers can be with optimized networks
Why TRC20 Is Ideal for Low-Cost USDT Transfers
Among all USDT networks, TRC20 stands out for affordability and speed, especially for transfers under $1,000.
| Feature | TRC20 |
|---|---|
| Average Fee | ~$1 |
| Confirmation Time | < 2 minutes |
| Blockchain | TRON |
| Compatibility | Widely supported (Binance, OKX, Bybit, etc.) |
Compared to Ethereum’s ERC20 (which can cost $10–$50 in gas), TRC20 is far more economical for small-to-medium transfers.
Additionally, TRON’s high throughput ensures minimal congestion, even during market volatility.
After the Transfer: Put Your USDT to Work
Once your USDT arrives on Binance, don’t let it sit idle. Consider putting it into low-risk yield-generating products:
Binance Savings Options for USDT
- Flexible Savings: Instant access, daily interest payouts (e.g., ~1.2% APY).
- Locked Staking: Higher returns for fixed terms (up to 5%+ APY depending on duration).
These are capital-protected options — ideal for beginners or conservative investors.
Over time, you can explore more advanced opportunities like:
- Trading pairs (BTC/USDT, ETH/USDT)
- Participating in token sales
- Providing liquidity on decentralized exchanges
But always start with secure, simple steps.
Frequently Asked Questions (FAQ)
Q: Can I use ERC20 instead of TRC20 to transfer USDT?
Yes, but it's often not recommended due to high gas fees on Ethereum. Unless the receiving wallet only supports ERC20, TRC20 is usually cheaper and faster.
Q: What happens if I send USDT via the wrong network?
Sending USDT on an unsupported network (e.g., sending HECO USDT to a Binance TRC20 address) may result in permanent loss of funds. Always match the sending and receiving network exactly.
Q: Is TRC20 safe?
Yes. TRC20 runs on the TRON blockchain, which is secure and widely adopted by major exchanges. As long as you use verified addresses and correct networks, it's safe.
Q: How long does a TRC20 transfer take?
Most TRC20 transactions confirm in under 60 seconds, making it one of the fastest options available.
Q: Why doesn’t Binance accept HECO for USDT deposits?
Although HECO has low fees, its ecosystem is limited compared to TRON or BSC. Binance prioritizes broader compatibility and security standards, so only select networks are supported.
Q: Can I transfer directly from Huobi to Binance using BEP20?
No — Huobi does not offer BEP20 as a withdrawal option for USDT. You must use compatible networks like TRC20 or ERC20.
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👉 See how top traders manage fast, low-cost transfers across platforms
Final Thoughts
Transferring USDT between exchanges doesn’t have to be complicated or expensive. By understanding blockchain protocols like TRC20 and making informed choices about network fees and compatibility, you can save money and time — while keeping your funds secure.
This guide demonstrated a real-world scenario: moving 10 USDT from Huobi to Binance via TRC20 for just a 1 USDT fee, with near-instant confirmation. It’s a perfect example of how blockchain education translates directly into practical financial efficiency.
Keep learning, stay cautious with addresses and networks, and make your crypto work for you.
Happy trading!