The crypto world is watching closely as a pivotal moment approaches in the long-running legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC). With speculation swirling around a scheduled closed-door meeting on July 3, 2025, many are asking: Is this the beginning of the end for the XRP lawsuit?
While no official confirmation has been made, the SEC’s agenda includes “litigation claims”—a term that has ignited widespread anticipation of a potential resolution in the Ripple case. This could mark a turning point not only for XRP but for the entire digital asset industry.
Ripple’s Strategic Move: Dropping the Cross-Appeal
A major development unfolded just days before the July 3 meeting. On June 27, 2025, Ripple CEO Brad Garlinghouse confirmed that the company has officially withdrawn its cross-appeal in the ongoing litigation with the SEC. This move, reported by major outlets like Reuters and Coinpedia, signals Ripple’s willingness to close the chapter on one of crypto’s most high-profile legal battles.
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But what does dropping the cross-appeal actually mean?
In simple terms, Ripple is no longer contesting certain parts of the original court ruling that were unfavorable—specifically, the classification of XRP sales to institutional investors as unregistered securities offerings. By stepping back from this challenge, Ripple removes a key obstacle to a full resolution.
This strategic retreat suggests confidence that the SEC will follow suit and drop its own appeal. If both parties withdraw, the path clears for a formal dismissal of the case.
However, as of now, the SEC has not publicly announced any intention to abandon its appeal. Until that happens, the final outcome remains uncertain.
Is July 3 the Endgame? Insights from Legal Experts
The July 3 meeting has captured the attention of investors, legal analysts, and crypto enthusiasts alike. But should we expect a definitive verdict?
Legal experts urge caution. While the inclusion of “litigation claims” on the agenda is notable, it doesn’t guarantee a final vote on the Ripple case. These internal meetings are routine and often involve multiple ongoing enforcement actions.
Former SEC attorney John Fagel emphasized that even if commissioners vote to drop the appeal during this meeting, the process isn’t over. Several procedural steps must still be completed before the XRP lawsuit can officially end.
“The meeting is just one piece of a larger puzzle,” Fagel noted. “A vote by the SEC is necessary but not sufficient.”
The Final Steps Before Case Closure
Even if the SEC decides on July 3 to drop its appeal, several critical actions must follow before the XRP lawsuit is truly over.
Step 1: SEC Vote to Drop Appeal
The commission must formally vote to dismiss its appeal of Judge Analisa Torres’ partial summary judgment. This vote could happen during the July 3 meeting—or be delayed. Without it, no further progress can occur.
Step 2: Joint Dismissal Filing
Once both parties agree to end the appeals, Ripple and the SEC must jointly file a motion to dismiss with the U.S. District Court for the Southern District of New York. This legal document formally requests termination of the appellate proceedings.
Step 3: Judicial Approval
Judge Analisa Torres, who has presided over the case since its inception in December 2020, retains final authority. She must review and approve the dismissal motion. Only after her signature does the XRP lawsuit officially conclude.
This entire process could take weeks, even if decisions are made quickly at the commission level. So while July 3 may bring encouraging news, investors should prepare for a brief but necessary waiting period.
Why This Moment Matters for XRP and the Broader Market
Even without a final ruling, market sentiment has already shifted.
The mere possibility of an impending XRP lawsuit ending has fueled renewed investor interest. In recent days, XRP price activity has shown upward momentum as traders position themselves ahead of potential regulatory clarity.
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But experts warn against premature euphoria. While optimism is justified, sustained price growth will depend on official court confirmation, not speculation.
A finalized dismissal would deliver three major benefits:
- Regulatory Clarity: A clear precedent for how digital assets are treated under U.S. securities law.
- Exchange Listings: Major platforms may reconsider delisting policies and expand trading pairs.
- Institutional Adoption: Banks and financial firms may feel more confident integrating XRP into payment solutions.
“This isn’t just about one coin,” said blockchain analyst Maria Chen. “It’s about setting a framework for innovation in U.S.-based fintech.”
Frequently Asked Questions (FAQ)
Q: Does the July 3 SEC meeting guarantee the XRP lawsuit will end?
A: No. While litigation claims are on the agenda, there's no confirmation this refers specifically to Ripple. Even if the SEC votes to drop its appeal, court filings and judicial approval are still required.
Q: What happens if only Ripple drops its appeal but the SEC doesn’t?
A: The case remains active. For a full resolution, both parties must withdraw their appeals. Otherwise, litigation continues in appellate courts.
Q: How long will it take for the lawsuit to officially end after the SEC’s decision?
A: Typically 2–6 weeks, depending on filing speed and judicial processing time. Judge Torres has shown efficiency in past rulings, which may accelerate approval.
Q: Will XRP become a security or non-security after this?
A: The original ruling already determined that XRP is not a security when sold to retail investors or through exchanges. The appeal focused on institutional sales. Final dismissal would reinforce this distinction.
Q: Can Ripple resume full operations in the U.S. immediately after case closure?
A: Yes—subject to compliance with existing financial regulations. The company expects to expand partnerships with U.S. banks and payment providers once legal barriers are removed.
Q: How might this affect other crypto lawsuits, like those involving Coinbase or Binance?
A: It sets a powerful precedent. A clear outcome favoring Ripple strengthens arguments that many digital assets are not securities, potentially reshaping future enforcement actions.
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Final Thoughts: One Step Closer to Closure
The July 3 SEC meeting may not deliver an immediate verdict, but it represents a crucial juncture in the Ripple saga.
Ripple’s decision to drop its cross-appeal demonstrates a clear intent to resolve the dispute. If the SEC reciprocates—and all signs suggest it might—the era of prolonged litigation could finally come to an end.
Yet patience remains essential. Legal processes demand precision, and finality hinges on formal documentation and judicial oversight.
For investors, developers, and supporters of decentralized finance, this moment symbolizes more than just corporate resolution—it reflects progress toward a clearer, fairer regulatory environment for digital assets in America.
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