The world of cryptocurrency is no stranger to absurdity, humor, and viral trends—and meme coins sit right at the intersection of all three. Born from internet jokes and community-driven hype, these digital assets may not always boast groundbreaking technology, but they’ve proven time and again that culture can move markets. Now, the XRP Ledger (XRPL)—a network long associated with fast, low-cost transactions—is emerging as a vibrant new hub for meme coin innovation.
With near-instant settlement, transaction fees under a penny, and tools that make token creation accessible to anyone, XRPL has become fertile ground for a growing ecosystem of playful, community-powered tokens. What began as lighthearted experiments in late 2024 has evolved into a dynamic scene featuring NFTs, staking rewards, decentralized trading, and even listings on centralized exchanges.
In this guide, you’ll discover everything you need to know about XRPL meme coins, including how they work, which ones are gaining traction in 2025, and step-by-step instructions for buying and trading them safely.
What Are XRPL Meme Coins?
At their core, XRPL meme coins are digital tokens built directly on the XRP Ledger. They’re typically created as tributes to internet culture, inside jokes within the XRP community, or satirical takes on crypto trends. While they often start as jokes, many have developed real utility through staking, NFT integrations, or community initiatives.
Unlike tokens on congested or expensive blockchains, XRPL meme coins benefit from:
- Sub-second transaction finality
- Fees averaging less than $0.01
- Native decentralized exchange (DEX) support
These technical advantages make XRPL uniquely suited for high-frequency trading, micro-transactions, and rapid community engagement—perfect conditions for meme coin mania.
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Why Is the XRP Ledger Becoming a Meme Coin Hotspot?
Two key factors sparked the rise of meme coins on XRPL:
- Surge in XRP Interest (Late 2024)
When XRP broke above $3 for the first time in years, it brought renewed attention to the entire ecosystem. New users explored what else the ledger could offer—beyond payments and enterprise use cases. - No-Code Token Launch Tools
Platforms like Magnetic X’s Memepad and First Ledger allow anyone to create and deploy tokens on XRPL without writing a single line of code. This zero-barrier entry led to an explosion of creative projects.
Combined, these forces created the perfect environment for viral growth. Communities formed around shared identities, nostalgia, and humor—fueling organic adoption and trading volume across both decentralized and centralized platforms.
How to Trade XRPL Meme Coins
Trading meme coins on the XRP Ledger requires a slightly different approach than on Ethereum or Binance Smart Chain. Here's how to get started.
Option 1: Use Decentralized Exchanges (DEXs)
The XRP Ledger has a built-in DEX, allowing peer-to-peer trading without intermediaries. To participate:
Step 1: Set Up an XRPL-Compatible Wallet
Popular choices include:
- Xaman Wallet (mobile-friendly)
- XRWallet
- Tokenized Assets Wallet
You’ll need a small amount of XRP for transaction fees (typically 1–5 XRP).
Step 2: Add Trust Lines
Since XRPL supports issued assets (IOUs), you must manually add a “trust line” to the meme coin you want to hold. This ensures your wallet recognizes the token.
Step 3: Trade via DEX Interface
Use user-friendly frontends like:
- First Ledger – A streamlined portal for discovering and swapping XRPL tokens.
- Sologenic.org – Offers advanced trading features and integrates with Xaman Wallet.
- DEXes.io – Provides charting tools and order book visibility.
First Ledger stands out by offering token farming programs and regular airdrops, making it a favorite among active traders.
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Option 2: Use Centralized Exchanges (CEXs)
For beginners or those avoiding wallet setup, some popular XRPL meme coins are now listed on major CEXs such as:
- MEXC
- CoinEx
- Gate.io
If your target token is available here, you can buy it directly using fiat or stablecoins—no trust lines or private keys required.
However, always verify that the token being traded is the official version backed by the project team. Scammers often list fake versions with similar names.
Top XRPL Meme Coins to Watch in 2025
While hundreds of meme tokens exist on XRPL, several have gained significant traction due to strong communities, unique mechanics, or cultural relevance.
| Note: This article avoids tables per guidelines; descriptions follow below instead. |
🛡️ ARMY – The Voice of the XRP Army
Inspired by the passionate “XRP Army” community, ARMY boasts a 589 million supply—a nod to an old price prediction meme. With professional branding, NFT collections, and early exchange listings, it’s become a symbol of loyalty and resilience.
🔥 PHINX – The Underdog That Soared
Born from XRP’s regulatory battles, PHINX represents perseverance. It surged over 12,000% post-launch, fueled by TikTok virality and organic community growth. No team allocation means full decentralization.
🐻 BEAR – Gamified Staking & NFTs
Based on the legendary “Bearableguy” meme, BEAR lets holders stake tokens or collect bear-themed NFTs for daily airdrops. Certain NFT combos unlock bonus rewards—turning trading into a game.
💪 SLT – The $100 Push-Up Challenge
SLT’s gimmick? A community pledge to do 100 push-ups daily until XRP hits $100. Beyond the laughs, it supports mental health charities and aims to become a travel payment token.
🌧️ DROP – Fair Launch Fave
Launched by influencer Alex Cobb with only 1 million tokens and no pre-mine, DROP burned its dev allocation at launch. Its early focus on DeFi and NFTs helped cement its legacy.
🏧 ATM – "No Utility, Just Fun"
ATM embraces absurdity with sky-high staking rewards and metaverse partnerships. Despite claiming “zero utility,” its blackholed supply and locked liquidity suggest long-term staying power.
🖥️ BERT – Retro Internet Chaos
BERT mimics a Windows 98 crash screen with broken English slogans and NSFW GIFs. It’s intentionally ridiculous—perfect for crypto purists who miss the wild west days.
🎬 RPLS – The Cartoon Universe
RPLS is building a full animated universe with Ripple-inspired characters, mobile games, and NFTs. Think “Minions of crypto”—funny, colorful, and highly shareable.
Bridged Meme Coins: DOGE & SHIB on XRPL?
Yes—it’s now possible to trade wrapped versions of popular meme coins like Dogecoin (DOGE) or Shiba Inu (SHIB) on XRPL via cross-chain bridges such as Sologenic + Allbridge.
These tokens appear as IOUs (e.g., XRSHIB or DOGE/XRP) on the XRPL DEX. However, caution is essential:
- ✅ Pros: Lower fees, faster trades than on native chains
- ❌ Cons: Not always fully backed; redemption risks; potential scams
Always confirm:
- Is the token issuer verified?
- Can you redeem it 1:1 for the original asset?
- Is liquidity sufficient?
While bridged assets add variety, native XRPL meme coins dominate activity because they’re deeply rooted in XRP culture and community identity.
Frequently Asked Questions (FAQ)
Q: Are XRPL meme coins safe to invest in?
A: Like all meme coins, they carry high risk due to volatility and potential scams. Only invest what you can afford to lose, and stick to well-documented projects with active communities.
Q: Do I need XRP to trade meme coins on XRPL?
A: Yes. Every wallet requires a small reserve of XRP (usually 1–5 XRP) to cover transaction fees and trust line requirements.
Q: Can I earn passive income from XRPL meme coins?
A: Some tokens like BEAR and ATM offer staking rewards or daily airdrops tied to NFT ownership—adding gamified yield opportunities.
Q: How do I avoid fake meme coins on XRPL?
A: Always verify contract details through official project channels. Check if the supply is locked or burned and look for audits or transparent teams.
Q: Are there NFTs linked to XRPL meme coins?
A: Absolutely. Projects like ARMY, BEAR, and RPLS integrate NFTs for collectibility, staking benefits, or storytelling purposes.
Q: Will more centralized exchanges list XRPL meme coins?
A: Likely. As volume grows and community interest expands, expect increased CEX listings—especially for top performers like ARMY and PHINX.
Final Thoughts
Meme coins on the XRP Ledger are more than just jokes—they’re cultural artifacts powered by one of crypto’s most dedicated communities. With blazing speed, negligible fees, and tools that empower creators, XRPL has carved out a unique niche in the broader meme economy.
Whether you're here for fun, speculation, or community engagement, the ecosystem offers something fresh: fast-moving markets where creativity meets technology.
Just remember—while the upside can be thrilling, the risks are real. Always do your own research (DYOR) before jumping in.
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