Staking has become one of the most accessible ways for crypto holders to earn passive income by contributing to blockchain networks. Among the many platforms offering staking services, Crypto.com stands out due to its wide selection of supported assets and user-friendly mobile interface. This guide dives into everything you need to know about staking on Crypto.com — from available coins and reward structures to risks and practical tips.
Understanding Crypto.com Staking
Crypto.com is a well-known name in the cryptocurrency space, primarily targeting beginner and intermediate users. Its staking service, branded as Crypto.com Earn, allows users to earn rewards by locking up their digital assets in Proof-of-Stake (PoS) networks. The platform supports staking for 49 different cryptocurrencies, including major players like Bitcoin (BTC), Ethereum (ETH), Polkadot (DOT), and Polygon (MATIC), as well as several stablecoins.
Rewards are expressed in Annual Percentage Rate (APR) and are paid out weekly. Users can choose between flexible staking and fixed-term options of 1 or 3 months. Generally, longer lock-up periods yield higher returns — a common incentive across most staking platforms.
👉 Discover how you can maximize your crypto earnings with flexible staking options.
How Staking Works on Crypto.com
Staking enables users to earn rewards by allowing their crypto to be used in validating transactions on PoS blockchains. In return, participants receive a portion of transaction fees or newly minted coins as compensation.
Crypto.com simplifies this process by handling the technical backend, making it ideal for those unfamiliar with running validator nodes or managing cold wallets.
A unique feature of Crypto.com is its dual-reward mechanism. When you stake the platform’s native token, Cronos (CRO), alongside another cryptocurrency, you can earn enhanced rewards on both assets. While holding CRO isn’t mandatory for staking other coins, doing so significantly boosts earning potential — especially for high-tier stakers.
For example:
- Staking $40,000+ worth of CRO for 3 months unlocks maximum APRs (up to 14.5% on DOT and MATIC).
- Even without large CRO holdings, smaller amounts still increase base staking yields.
This model incentivizes loyalty and liquidity within the Crypto.com ecosystem.
Types of Staking Available
Flexible Staking
Flexible staking allows users to withdraw funds at any time while still earning rewards. It's ideal for risk-averse investors who want liquidity.
However, rewards are relatively low:
- Most assets offer 0.1% – 2% APR
- Exceptions include DOT and MATIC at up to 5%
Given these modest returns, flexible staking may not outpace traditional savings accounts, limiting its appeal unless capital preservation is your top priority.
Locked Staking (1-Month & 3-Month Terms)
Locked staking requires users to commit their assets for a fixed period — either 1 or 3 months — in exchange for higher yields.
Key benefits:
- Higher APRs across all supported coins
- Weekly reward distributions
- Bonus rewards when combined with CRO staking
Example:
Staking BTC without CRO:
- Flexible: 0.2% APR
- 1-month lock: 1.5% APR
- 3-month lock: 3% APR
Similarly, ETH staking ranges from 0.2% (flexible) up to 4% (3-month lock with CRO).
While longer locks mean better returns, they also expose you to market volatility. If the price of your staked asset drops significantly during the term, gains from staking could be offset by capital depreciation.
👉 Learn how to balance risk and reward with strategic staking durations.
Supported Coins and Stablecoins
One of Crypto.com’s strengths is its diverse asset selection:
- Total supported coins: 49
- Major cryptocurrencies: BTC, ETH, SOL, AVAX, ATOM, EGLD, FLOW, ONE
- Stablecoins supported: 7 options including USDT, USDC, DAI, TrueUSD, TrueAUD, TrueCAD, and TrueGBP
Stablecoin staking APR ranges from 0.4% to 8%, depending on term length and CRO participation. These are attractive for conservative investors seeking low-volatility yield generation.
Managing Your Stakes
All staking activities are managed through the Earn section of the Crypto.com mobile app. The dashboard provides:
- Real-time view of all staked assets
- Accumulated rewards
- Remaining lock-up periods
Despite its functionality, the lack of a desktop platform may deter some users. Crypto.com relies entirely on its mobile app for staking access — a design choice aimed at promoting convenience but potentially limiting usability for power traders.
Navigation is intuitive:
- Tap the central logo on the home screen
- Select “Earn”
- Choose asset → select term → confirm
Newcomers will find the process straightforward, aligning with Crypto.com’s beginner-friendly positioning.
Is Crypto.com Staking Worth It?
Pros
- Wide range of 49 stakable coins
- Support for 7 stablecoins, ideal for conservative yield seekers
- Opportunity to earn double rewards by staking CRO with other assets
- User-friendly mobile interface
Cons
- Low flexible staking returns — often below bank interest rates
- Maximum rewards require 3-month lock-ins, increasing exposure to price swings
- No desktop support — staking only available via mobile app
- High CRO thresholds for top-tier rewards (e.g., $40,000+)
While the platform excels in accessibility and variety, it falls short in competitive yield offerings compared to decentralized protocols or other centralized exchanges.
👉 Compare top staking platforms and find the best APR for your portfolio.
Frequently Asked Questions
How easy is staking on Crypto.com?
Very easy. The mobile app’s Earn section guides users step-by-step, making it suitable even for beginners.
Which coins can you stake on Crypto.com?
You can stake 49 different cryptocurrencies, including BTC, ETH, DOT, MATIC, SOL, AVAX, and more.
Are stablecoins available for staking?
Yes. Crypto.com supports seven stablecoins: USDT, USDC, DAI, TrueUSD, TrueAUD, TrueCAD, and TrueGBP.
Do I have to lock my coins to stake?
No. You can choose flexible staking or fixed terms of 1 or 3 months. Longer commitments yield higher rewards.
What are the typical staking rewards?
APRs vary:
- BTC/ETH: 0.2% – 4%
- CRO: 2% – 6%
- DOT/MATIC: 1.15% – 14.5%
- Stablecoins: 0.4% – 8%
Rewards depend on term length and whether you stake CRO.
When are staking rewards paid out?
Rewards are distributed every 7 days and credited directly to your wallet for immediate use.
Final Thoughts
Crypto.com offers a solid entry point for new investors exploring crypto staking. Its broad asset selection and simple mobile-based interface make it an appealing choice for those prioritizing ease of use over maximum returns.
However, if your goal is high-yield passive income without long lock-up periods, you may find better opportunities elsewhere. Flexible staking returns are underwhelming, and top-tier APRs demand significant CRO holdings and extended commitment.
Ultimately, Crypto.com Earn is best suited for long-term holders comfortable with three-month locks and willing to leverage CRO for enhanced yields. For others, evaluating alternative platforms might unlock greater earning potential.