The world of personal finance is evolving, and with it comes a new way to make every purchase work harder for you. The Gemini Credit Card® isn’t just another rewards card—it’s a powerful tool designed for the modern spender who wants to grow their cryptocurrency portfolio with everyday transactions. Whether you're a seasoned crypto investor or just starting out, this card offers a seamless way to earn digital assets while enjoying premium financial benefits.
Why Choose the Gemini Credit Card®?
At its core, the Gemini Credit Card® blends traditional credit card convenience with next-generation crypto rewards. Backed by Mastercard® World Elite, it’s accepted anywhere Mastercard is welcomed—giving you global spending power without compromise.
👉 Discover how you can start earning crypto on everyday purchases today.
Key Benefits at a Glance:
- Earn bitcoin instantly on every purchase
- No annual fee and no foreign transaction fees
- **$200 bitcoin welcome bonus** when you spend $3,000 in the first 90 days
- Up to 4% back in crypto on select categories
- Security-first design with no card number printed
Maximize Your Spending with Crypto Cashback
Unlike traditional cashback cards that reward you in points or statement credits, the Gemini Credit Card® lets you earn real cryptocurrency—immediately.
Here’s how the rewards break down:
🔹 4% Back in Bitcoin or Crypto
On gas, EV charging, transit, taxis, and rideshare services—up to $300 spent per month. After that, you’ll still earn 1% back. Perfect for commuters and eco-conscious drivers.
🔹 3% Back on Dining
From coffee runs to fine dining, every meal earns you more in your chosen cryptocurrency.
🔹 2% Back on Groceries
Stock up on essentials and watch your rewards grow.
🔹 1% Back on Everything Else
All other purchases automatically earn 1% back in crypto, ensuring you’re always rewarded.
And the best part? You can switch between bitcoin and over 50 other cryptocurrencies as your reward asset at any time—no restrictions, no delays.
Special Summer Promotion: 10% Back at Golf Courses
For a limited time, enjoy 10% back in bitcoin when you use your Gemini Credit Card® at golf courses across the U.S. This elevated reward rate is available until September 30, 2025, on up to $250 in spending per month. After reaching the monthly cap, the rate reverts to 1%.
Whether you're planning weekend tee times or country club outings, this offer turns your leisure spending into long-term digital asset growth.
👉 Take advantage of limited-time crypto rewards before they expire.
A Card Built for Security and Style
The Gemini Credit Card® doesn’t just perform—it looks good doing it. Crafted from premium metal, it’s available in four sleek finishes: Bitcoin Orange, Black, Silver, and Rose Gold.
But aesthetics are only half the story. True innovation lies in security. To protect your information, the card does not display your card number, expiration date, or CVV—details typically targeted by fraudsters. Instead, your full card details are securely accessible only through the Gemini mobile or web app, where advanced encryption keeps your data safe.
This security-first approach gives you peace of mind whether you're shopping online or swiping in-store.
Real Results: How Cardholders Are Growing Their Crypto
According to an internal analysis of a subset of Gemini Cardholders from October 8, 2021, to April 6, 2025, those who held their bitcoin rewards for at least one year saw an average appreciation of 176%.
While past performance doesn’t guarantee future results, this data highlights the potential of combining consistent spending with long-term crypto holding strategies.
Individual results will vary based on spending habits, selected crypto rewards, and market performance. Cryptocurrency values are highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice.
No Hidden Fees—Just Transparent Benefits
One of the most appealing features of the Gemini Credit Card® is its **$0 annual fee** structure. Unlike many premium credit cards that charge $95 or more per year, this card delivers elite benefits without the recurring cost.
Additional fee highlights:
- ✅ No foreign transaction fees – ideal for international travel
- ✅ No exchange fees to acquire your crypto rewards
- 💳 Variable APR for purchases: 17.24% – 29.24%, based on creditworthiness
- 💳 Cash advance fee: $10 or 3% (whichever is greater)
Issued by WebBank, the card maintains strong regulatory compliance while offering cutting-edge financial tools.
Frequently Asked Questions (FAQ)
Q: Does checking eligibility affect my credit score?
A: No. Pre-qualifying for the Gemini Credit Card® involves a soft credit check, which does not impact your credit score. However, if you proceed with a full application, a hard inquiry will be made.
Q: Can I change which cryptocurrency I earn?
A: Yes. You can switch between bitcoin and over 50 supported cryptocurrencies as your rewards destination at any time via the Gemini app.
Q: When do I receive my crypto rewards?
A: Rewards are deposited shortly after each transaction posts—typically within a few days.
Q: Is there a limit to how much crypto I can earn?
A: There is no overall cap on earnings. However, certain bonus categories (like 4% back on gas) have monthly spending limits after which the rate adjusts.
Q: How do I claim the $200 bitcoin welcome bonus?
A: Simply spend $3,000 within your first 90 days of account opening. Once qualified, the bonus will be credited to your Gemini account.
Q: Where can I use the Gemini Credit Card®?
A: Anywhere Mastercard® is accepted—online, in stores, and around the world.
Designed for the Future of Finance
The Gemini Credit Card® represents more than just a payment method—it’s a bridge between traditional spending and digital wealth building. By turning routine purchases into crypto accumulation opportunities, it empowers users to participate in the growing digital economy effortlessly.
👉 Start building your crypto portfolio through everyday spending—apply now.
With industry-leading rewards, top-tier security, and flexible earning options, it's never been easier to invest in bitcoin and other cryptocurrencies passively.
The Gemini Credit Card® is issued by WebBank. Rewards are subject to change. Promotion terms apply. See official program terms for full details.